Who owns Ping An Digital Bank?

traditional · Hong Kong, HK · Licensed bank · custody: Custodial

short answerPing An Digital Bank holds its own banking license, so Ping An Digital Bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.

Is Ping An Digital Bank a licensed bank?

Yes — it holds its own banking license. License detail: Hong Kong virtual bank licence (HKMA); wholly owned by Lufax Holding (Ping An Group).

Where is your money held?

Custody model: Custodial — on Ping An Digital Bank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for Ping An Digital Bank yet. Know one? Suggest it.

Who's behind Ping An Digital Bank?

Ping An Digital Bank was founded by Ping An OneConnect (now owned by Lufax) (2020), headquartered in Hong Kong, HK.

Is my money safe with Ping An Digital Bank?

As a licensed bank, eligible deposits at Ping An Digital Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Ping An Digital Bank profile with every verified field, or Ping An Digital Bank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.