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Plata profile

Who owns Plata?

traditional · Mexico City, MX · Licensed bank · custody: Custodial

short answerPlata holds its own banking licence, so Plata itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. Plata's most notable disclosed backers include Bicycle Capital, Qatar Investment Authority, BTG Pactual and Valor Capital Group.

Is Plata a licensed bank?

Yes — it holds its own banking licence. Licence detail: Full Mexican bank licence (Banco Plata, Mar 2026); Colombia Compañía de Financiamiento authorized.

Where is your money held?

Custody model: Custodial — on Plata's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for Plata yet. Know one? Suggest it.

Who's behind Plata?

Plata was founded by Neri Tollardo (CEO) + ex-Tinkoff team (2023), headquartered in Mexico City, MX.

Early investors

Notable venture and strategic investors from Plata's publicly disclosed funding rounds ($405M Series C at $5B (Apr 2026, Bicycle Capital, QIA, BTG Pactual) — $2B+ debt & equity total).

Bicycle Capital ↗ Qatar Investment Authority ↗ BTG Pactual ↗ Valor Capital Group ↗ Kora ↗ Hedosophia ↗

Is my money safe with Plata?

As a licensed bank, eligible deposits at Plata are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Plata profile with every verified field, or Plata alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.