Who owns Plutus?
short answerPlutus does not hold your money at all — it is self-custodial software. You hold your own keys, so nobody, including Plutus, can move or freeze your funds.
Is Plutus a licensed bank?
No — and it custodies no customer funds; you hold your own keys. Licence detail: E-money card via Modulr (FCA EMI; Lithuanian EMI for EEA); PLU rewards self-custodial.
Where is your money held?
Custody model: Custodial — you hold your own keys; the company never takes custody.
Is my money safe with Plutus?
Plutus never holds your funds, so no deposit-insurance scheme is involved. Your security depends entirely on how you protect your own private keys and recovery phrase — lose them and no company can recover the money for you.
go deeperSee the full Plutus profile with every verified field, or Plutus alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.