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Who owns Pockit?

traditional · London, UK · E-money institution · custody: Custodial

short answerPockit is an e-money institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits.

Is Pockit a licensed bank?

No — it is an e-money institution. Licence detail: E-money via FCA-authorised EMIs (Modulr, PSI-Pay); owns Monese's EMI licence.

Where is your money held?

Custody model: Custodial.

Pockit runs on: Modulr (BaaS / e-money platform). Full stack on the infra map.

Who's behind Pockit?

Pockit was founded by Virraj Jatania (2014), headquartered in London, UK.

Is my money safe with Pockit?

As an e-money institution, Pockit safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.

go deeperSee the full Pockit profile with every verified field, or Pockit alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.