Who owns Rakuten Bank?
short answerRakuten Bank holds its own banking licence, so Rakuten Bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.
Is Rakuten Bank a licensed bank?
Yes — it holds its own banking licence. Licence detail: Bank; Public (JP).
Where is your money held?
Custody model: Custodial — on Rakuten Bank's own balance sheet as a licensed bank.
No sponsor bank or infrastructure provider is publicly documented for Rakuten Bank yet. Know one? Suggest it.
Is my money safe with Rakuten Bank?
As a licensed bank, eligible deposits at Rakuten Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
go deeperSee the full Rakuten Bank profile with every verified field, or Rakuten Bank alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.