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Ramp profile

Who owns Ramp?

traditional · New York, US · Partner-bank model · custody: Custodial

short answerRamp is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Ramp builds the product and interface. Ramp's most notable disclosed backers include Founders Fund, Thrive Capital, Khosla Ventures and Stripe.

Is Ramp a licensed bank?

No — it runs on a sponsor bank (BaaS model). Licence detail: Partner banks.

Where is your money held?

Custody model: Custodial.

Ramp runs on: Stripe Issuing (card issuing processor). Full stack on the infra map.

Who's behind Ramp?

Ramp was founded by Eric Glyman, Karim Atiyeh, Gene Lee (2019), headquartered in New York, US.

Early investors

Notable venture and strategic investors from Ramp's publicly disclosed funding rounds (~$1B+ (val ~$22B, 2025)).

Founders Fund ↗ Thrive Capital ↗ Khosla Ventures ↗ Stripe ↗ General Catalyst ↗

Is my money safe with Ramp?

Deposits are held by Ramp's sponsor bank, so any insurance flows through that bank rather than Ramp. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.

go deeperSee the full Ramp profile with every verified field, or Ramp alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.