Who owns Ready?
Is Ready a licensed bank?
No — and it custodies no customer funds; you hold your own keys. License detail: Self-custodial software; card via Kulipa (non-EEA cut Jun 2026; issuer wound down Jul 2026).
Where is your money held?
Custody model: Self-custodial — you hold your own keys; the company never takes custody.
Who's behind Ready?
Ready was founded by Itamar Lesuisse, Gerald Goldstein (2018), headquartered in London, UK.
Is my money safe with Ready?
Ready never holds your funds, so no deposit-insurance scheme is involved. Your security depends entirely on how you protect your own private keys and recovery phrase — lose them and no company can recover the money for you.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.