Who owns SpectroCoin?
Is SpectroCoin a licensed bank?
No — it is an e-money institution. Licence detail: Crypto VASP (Lithuania); e-money IBANs and Visa cards via UAB Pervesk (Bank of Lithuania EMI No. 17).
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for SpectroCoin yet. Know one? Suggest it.
Is my money safe with SpectroCoin?
As an e-money institution, SpectroCoin safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.