Who owns Starling Bank?
Is Starling Bank a licensed bank?
Yes — it holds its own banking licence. Licence detail: UK banking licence.
Where is your money held?
Custody model: Custodial — on Starling Bank's own balance sheet as a licensed bank.
Starling Bank runs on: Thredd (card issuing processor). Full stack on the infra map.
Who's behind Starling Bank?
Starling Bank was founded by Anne Boden (2014), headquartered in London, UK.
Early investors
Is my money safe with Starling Bank?
As a licensed bank, eligible deposits at Starling Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.