Who owns Tam?
Is Tam a licensed bank?
Yes — it holds its own banking license. License detail: Kuwaiti banking license (Kuwait Finance House digital brand).
Where is your money held?
Custody model: Custodial — on Tam's own balance sheet as a licensed bank.
No sponsor bank or infrastructure provider is publicly documented for Tam yet. Know one? Suggest it.
Who's behind Tam?
Tam was founded by Kuwait Finance House (2023), headquartered in Kuwait City, KW.
Is my money safe with Tam?
As a licensed bank, eligible deposits at Tam are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.