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Who owns Tomorrow?

traditional · Hamburg, DE · Partner-bank model · custody: Custodial

short answerTomorrow is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Tomorrow builds the product and interface.

Is Tomorrow a licensed bank?

No — it runs on a sponsor bank (BaaS model). Licence detail: Partner bank (Solaris SE, full German banking licence, BaFin-supervised).

Where is your money held?

Custody model: Custodial.

Tomorrow runs on: Solaris (BaaS / e-money platform). Full stack on the infra map.

Who's behind Tomorrow?

Tomorrow was founded by Inas Nureldin, Jakob Berndt, Michael Schweikart (2018), headquartered in Hamburg, DE.

Is my money safe with Tomorrow?

Deposits are held by Tomorrow's sponsor bank, so any insurance flows through that bank rather than Tomorrow. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.

go deeperSee the full Tomorrow profile with every verified field, or Tomorrow alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.