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Toss Bank profile

Who owns Toss Bank?

traditional · Seoul, KR · Licensed bank · custody: Custodial

short answerToss Bank holds its own banking licence, so Toss Bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. Toss Bank's most notable disclosed backers include PayPal Ventures, Kleiner Perkins, Altos Ventures and GIC.

Is Toss Bank a licensed bank?

Yes — it holds its own banking licence. Licence detail: Internet-only bank licence (KR).

Where is your money held?

Custody model: Custodial — on Toss Bank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for Toss Bank yet. Know one? Suggest it.

Who's behind Toss Bank?

Toss Bank was founded by Lee Seung-gun (Viva Republica) (2021), headquartered in Seoul, KR.

Early investors

Notable venture and strategic investors from Toss Bank's publicly disclosed funding rounds (Viva Republica ~$1.7B raised).

PayPal Ventures ↗ Kleiner Perkins ↗ Altos Ventures ↗ GIC ↗

Is my money safe with Toss Bank?

As a licensed bank, eligible deposits at Toss Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Toss Bank profile with every verified field, or Toss Bank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.