Who owns True Link?
short answerTrue Link is not itself a bank. It runs on a partner-bank (BaaS) model and works with Sunrise Banks — the licensed bank that actually holds customer deposits behind the app.
Is True Link a licensed bank?
No — a partner bank (Sunrise Banks) holds the money. Licence detail: Partner bank (Sunrise Banks, N.A.); True Link Visa prepaid cards.
Where is your money held?
Custody model: Custodial.
True Link runs on: Sunrise Banks (BIN sponsor bank). Full stack on the infra map.
Who's behind True Link?
True Link was founded by Kai Stinchcombe, Claire McDonnell (2012), headquartered in San Francisco, US.
Is my money safe with True Link?
Your money is held by Sunrise Banks, so any deposit insurance flows through that sponsor bank — not True Link itself. Check the sponsor's scheme and whether balances are "passed through" for per-customer insurance.
go deeperSee the full True Link profile with every verified field, or True Link alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.