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Ualá profile

Who owns Ualá?

traditional · Buenos Aires, AR · Licensed bank · custody: Custodial

short answerUalá holds its own banking licence, so Ualá itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. Ualá's most notable disclosed backers include SoftBank, Tencent, Allianz X and Goldman Sachs.

Is Ualá a licensed bank?

Yes — it holds its own banking licence. Licence detail: Bank licences (AR via Wilobank, MX via ABC Capital).

Where is your money held?

Custody model: Custodial — on Ualá's own balance sheet as a licensed bank.

Ualá runs on: Temenos (core banking platform). Full stack on the infra map.

Who's behind Ualá?

Ualá was founded by Pierpaolo Barbieri (2017), headquartered in Buenos Aires, AR.

Early investors

Notable venture and strategic investors from Ualá's publicly disclosed funding rounds (~$1B+ raised incl. $195M round (Mar 2026) at $3.2B).

SoftBank ↗ Tencent ↗ Allianz X ↗ Goldman Sachs ↗ Soros Fund Management ↗

Is my money safe with Ualá?

As a licensed bank, eligible deposits at Ualá are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Ualá profile with every verified field, or Ualá alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.