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Vivid Money profile

Who owns Vivid Money?

traditional · Berlin, DE · MiCA CASP (EU) · custody: Custodial

short answerVivid Money is regulated as a crypto-asset service (MiCA CASP (EU)), not a bank. It is not a deposit-taking institution; how balances are held depends on its custody model (Custodial). Vivid Money's most notable disclosed backers include Ribbit Capital, SoftBank and Greenoaks.

Is Vivid Money a licensed bank?

No — it is licensed as a crypto / VASP service, not a bank. Licence detail: E-money institution (Vivid Money S.A., CSSF Luxembourg + DNB branch); AFM investment firm; MiCAR CASP (2025).

Where is your money held?

Custody model: Custodial.

Vivid Money runs on: Solaris (BaaS / e-money platform). Full stack on the infra map.

Who's behind Vivid Money?

Vivid Money was founded by Alexander Emeshev, Artem Yamanov (2019), headquartered in Berlin, DE.

Early investors

Notable venture and strategic investors from Vivid Money's publicly disclosed funding rounds (~$200M+ raised).

Ribbit Capital ↗ SoftBank ↗ Greenoaks ↗

Is my money safe with Vivid Money?

Vivid Money is not a bank, so deposit-guarantee schemes do not apply. Crypto and cash balances are handled under its VASP/e-money obligations — check its terms for exactly how client assets are segregated and safeguarded.

go deeperSee the full Vivid Money profile with every verified field, or Vivid Money alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.