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Xapo Bank profile

Who owns Xapo Bank?

hybrid · Gibraltar · Licensed bank · custody: Custodial

short answerXapo Bank holds its own banking licence, so Xapo Bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. Xapo Bank's most notable disclosed backers include Benchmark, Index Ventures and Greylock.

Is Xapo Bank a licensed bank?

Yes — it holds its own banking licence. Licence detail: Gibraltar banking licence.

Where is your money held?

Custody model: Custodial — on Xapo Bank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for Xapo Bank yet. Know one? Suggest it.

Who's behind Xapo Bank?

Xapo Bank was founded by Wences Casares (2013), headquartered in Gibraltar.

Early investors

Notable venture and strategic investors from Xapo Bank's publicly disclosed funding rounds.

Benchmark ↗ Index Ventures ↗ Greylock ↗

Is my money safe with Xapo Bank?

As a licensed bank, eligible deposits at Xapo Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Xapo Bank profile with every verified field, or Xapo Bank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.