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YouTrip profile

Who owns YouTrip?

traditional · Singapore, SG · E-money institution · custody: Custodial

short answerYouTrip is an e-money institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits. YouTrip's most notable disclosed backers include Lightspeed and Insignia Ventures.

Is YouTrip a licensed bank?

No — it is an e-money institution. Licence detail: Major Payment Institution (MPI) licence from MAS, Singapore — e-money issuance; funds safeguarded at DBS/StanChart/UOB.

Where is your money held?

Custody model: Custodial.

No sponsor bank or infrastructure provider is publicly documented for YouTrip yet. Know one? Suggest it.

Who's behind YouTrip?

YouTrip was founded by Caecilia Chu, Arthur Mak (2018), headquartered in Singapore, SG.

Early investors

Notable venture and strategic investors from YouTrip's publicly disclosed funding rounds (~$100M+ raised).

Lightspeed ↗ Insignia Ventures ↗

Is my money safe with YouTrip?

As an e-money institution, YouTrip safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.

go deeperSee the full YouTrip profile with every verified field, or YouTrip alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.