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ZA Bank profile

Who owns ZA Bank?

traditional · Hong Kong, HK · Licensed bank · custody: Custodial

short answerZA Bank holds its own banking licence, so ZA Bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.

Is ZA Bank a licensed bank?

Yes — it holds its own banking licence. Licence detail: HK virtual bank; SFC-aligned crypto services.

Where is your money held?

Custody model: Custodial — on ZA Bank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for ZA Bank yet. Know one? Suggest it.

Who's behind ZA Bank?

ZA Bank was founded by ZhongAn Online (2020), headquartered in Hong Kong, HK.

Is my money safe with ZA Bank?

As a licensed bank, eligible deposits at ZA Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full ZA Bank profile with every verified field, or ZA Bank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.