Neobancos
Nigéria — Neobancos
NotaPágina localizada automaticamente — títulos, números-chave e categorias em português; as descrições detalhadas e os dados verificados vêm do perfil original em inglês.
These 15 are headquartered in Nigeria — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 15 products in Nigeria so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Nigéria
| Neobancos | Categoria | Sede | Custódia | Tipo de regulação | Usuários declarados |
|---|---|---|---|---|---|
| OPay | tradicional | Lagos, NG | Sob custódia | Payment licenses (NG) | 60M users (2024) |
| PalmPay | tradicional | Lagos, NG | Sob custódia | Mobile money license (NG) | 35M users (2025) |
| ALAT by Wema | tradicional | Lagos, NG | Sob custódia | Bank (Wema Bank) | — |
| Bitnob | híbrido | Lagos, NG | Sob custódia | VASP applicant under Nigeria SEC's ARIP (approval-in-principle track); licensed partners for rails | — |
| Carbon | tradicional | Lagos, NG | Sob custódia | Microfinance bank (NG) | — |
| Cleva | tradicional | Lagos, NG | Sob custódia | MSB registration (FinCEN); USD accounts via licensed FDIC-insured US partner banks | — |
| FairMoney | tradicional | Lagos, NG | Sob custódia | Microfinance bank (NG) | — |
| Grey | tradicional | Lagos, NG | Sob custódia | MSB registrations (FinCEN US, FINTRAC Canada); accounts via licensed banking partners | — |
| Kuda | tradicional | Lagos, NG | Sob custódia | Microfinance bank (NG) | — |
| Moniepoint | tradicional | Lagos, NG | Sob custódia | MFB + switching licenses (NG) | — |
| Nyla | tradicional | Lagos, NG | Sob custódia | Partner banks — tech company, not a bank; launching in Ghana via a licensed commercial bank (Islamic window) | — |
| Onboard | web3-nativo | Lagos, NG | Autocustódia | Software de autocustódia | — |
| Sparkle | tradicional | Lagos, NG | Sob custódia | Microfinance bank (NG) | — |
| Yellow Card | híbrido | Lagos, NG | Sob custódia | Licensed/registered in 20+ African markets | — |
| Yolat | tradicional | Lagos, NG | Sob custódia | FINTRAC MSB + Bank of Canada RPAA PSP (CA); IMTO (CBN, NG) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.