ANNA Money vs Juni
short answerBoth are traditional neobanks with similar positioning — the real differences are FX markup, fees, license and geography, compared field by field below.
ANNA Money: SME banking with AI admin assistant.
Juni: Multi-currency business accounts and Mastercard cards for e-commerce companies, with invoice credit and ad-platform integrations.
Side by side
| ANNA Money | Juni | |
|---|---|---|
| Category | traditional | traditional |
| Audience | SMB & startups | SMB & startups |
| HQ | Cardiff, UK | Gothenburg, SE |
| Founded | 2017 | 2020 |
| Custody | Custodial | Custodial |
| Regulation | E-money institution | E-money institution |
| License detail | E-money | EMI licence (Sweden, Finansinspektionen no. 64025); Mastercard principal member |
| Card | MC · Business debit | MC · Virtual + physical debit + credit |
| Cashback | 1% select | Up to 1% |
| Yield | — | — |
| FX markup | — | — |
| Services | — | — |
| Stablecoins | No | No |
| KYC | Yes | Yes |
| Regions | Europe | Europe |
| Reported users | — | — |
go deeperFull profiles: ANNA Money · Juni — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.