Djamo vs Wave

traditional vs traditional · from the open dataset of 357 tracked neobanks · no affiliate links, ever

Djamo: YC-backed francophone-Africa neobank; 1M+.

Wave: Radically cheap mobile money; 10M+ users.

Side by side

	Djamo	Wave
Category	traditional	traditional
Audience	underbanked	underbanked
HQ	Abidjan, CI	Dakar, SN
Founded	2019	2018
Custody	Custodial	Custodial
Regulation	Unclassified	E-money institution
Licence detail	—	First non-telecom e-money issuer (BCEAO)
Card	Visa · Debit	No card
Cashback	—	—
Yield	—	—
Stablecoins	No	No
KYC	Yes	Yes
Regions	Africa	Africa
Reported users	—	—

go deeperFull profiles: Djamo · Wave — or run your own comparison of up to four in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.