Grey vs Cleva
Grey: USD/GBP/EUR accounts for African freelancers.
Cleva: YC-backed USD accounts for Africans.
Side by side
| Grey | Cleva | |
|---|---|---|
| Category | traditional | traditional |
| Audience | freelancers & creators | freelancers & creators |
| HQ | Lagos, NG | Lagos, NG |
| Founded | 2020 | 2023 |
| Custody | Custodial | Custodial |
| Regulation | Unclassified | Unclassified |
| Licence detail | — | — |
| Card | MC · Virtual USD cards | Visa · Virtual USD cards |
| Cashback | — | — |
| Yield | — | — |
| Stablecoins | No | No |
| KYC | Yes | Yes |
| Regions | Africa | Africa |
| Reported users | — | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.