Zempler Bank vs Juni
short answerBoth are traditional neobanks. Zempler Bank holds its own banking license. Compare custody, license, FX markup and fees field by field below.
Zempler Bank: Formerly Cashplus; SME-focused.
Juni: Multi-currency business accounts and Mastercard cards for e-commerce companies, with invoice credit and ad-platform integrations.
Side by side
| Zempler Bank | Juni | |
|---|---|---|
| Category | traditional | traditional |
| Audience | SMB & startups | SMB & startups |
| HQ | London, UK | Gothenburg, SE |
| Founded | 2005 | 2020 |
| Custody | Custodial | Custodial |
| Regulation | Licensed bank | E-money institution |
| License detail | Full UK banking license (PRA/FCA, Feb 2021, ex-Cashplus); FSCS-protected | EMI licence (Sweden, Finansinspektionen no. 64025); Mastercard principal member |
| Card | MC · Business debit | MC · Virtual + physical debit + credit |
| Cashback | — | Up to 1% |
| Yield | — | — |
| FX markup | — | — |
| Services | — | — |
| Stablecoins | No | No |
| KYC | Yes | Yes |
| Regions | Europe | Europe |
| Reported users | — | — |
go deeperFull profiles: Zempler Bank · Juni — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.