Cash App vs Venmo
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KurzantwortBoth are hybrid neobanks. Cash App is the larger platform (~59M users) and pays yield on balances; Venmo supports stablecoins. Compare custody, license, FX markup and fees field by field below.
Gegenüberstellung
| Cash App | Venmo | |
|---|---|---|
| Kategorie | hybrid | hybrid |
| Zielgruppe | general | general |
| Hauptsitz | Oakland, US | New York, US |
| Gegründet | 2013 | 2009 |
| Verwahrung | Verwahrt | Verwahrt |
| Regulierungstyp | VASP / MSB / Krypto-Lizenzen | VASP / MSB / Krypto-Lizenzen |
| Lizenzdetail | Via Block's bank + BitLicense | PayPal's US state licenses (money transmitter, NMLS 910457); crypto via NYDFS trust company PayPal Digital |
| Karte | Visa · Debit | Visa/MC · Debit + credit |
| Cashback | Boosts | Up to 3% (credit) |
| Rendite | ~4% savings (conditions) | — |
| FX-Aufschlag | 3% foreign transaction fee; waived on card-present txns for Cash App Green users (2026-07) | — |
| Dienste | crypto on-ramp, crypto off-ramp, fiat pay-in (bank rails), fiat pay-out (bank rails), own IBAN / account no., virtual cards | — |
| Stablecoins | Nein | Ja |
| KYC | Ja | Ja |
| Aktive Regionen | Nordamerika | Nordamerika |
| Gemeldete Nutzer | 59M transacting actives (2025) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.