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Kulipa

crypto card infrastructure · Paris, FR · wind-down (Jul 2026) · kulipa.xyz ↗

Paris-based stablecoin card issuer that connected self-custody wallets to Visa/Mastercard via smart-contract session keys — never touching user funds. Issued 120,000+ cards across ~20 B2B clients (Ready and Solflare are the two we track). Wound down Jul 2026 after solvency issues; wallet balances were unaffected because spend-at-POS pulled from users' own keys.

$68.4M
lifetime card volume
614k
transactions
$9.0M
peak month (Jan 2026)
21 mo
first card to last

Timeline

WhenEvent
Dec 2025Bank of Lithuania fines Monavate €270,000 and bans it from serving Kulipa; $6.2M round quietly closes the same month
Jan 2026Peak month — $9.0M in card volume per Paymentscan (Ready + Solflare programs)
Apr 2026Publicly announces $6.2M round, claims 70% month-over-month growth and US expansion — onchain volume already declining
Jun 2026Retrenches to a Europe-only issuer; Ready cuts every user outside the EEA
Jul 2026Cards stop working; Solflare confirms Kulipa is winding down (Jul 28). Partial month ends at $1.84M volume

Volume figures from Paymentscan ↗ (Ready + Solflare programs); other events from public reporting.

Tracked neobanks on its rails

Ready London, UK · est. 2018 web3-native
Solflare Belgrade, RS · est. 2017 web3-native

Other crypto card infrastructure

exploreBrowse all 106 infra providers, or see who funds the neobanks on the investors map.

Client list shows tracked neobanks with a publicly documented relationship — not a complete customer book. Sourced from issuer disclosures and public reporting; suggest a fix.