Solflare
Solana wallet; card paused Jul 2026 — issuer Kulipa wound down; funds stay in wallet.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Solflare’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | Belgrade, RS |
| Founded | 2017 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| License detail | Self-custodial software; card via Kulipa (issuer wound down Jul 2026; replacement expected Aug 2026) |
| Card | Visa · Wallet + card |
| Cashback | Card rewards |
| Yield | SOL staking |
| Stablecoins | Yes |
| KYC | Card only |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | Global |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @solflare_wallet ↗
Common questions about Solflare
What is Solflare?
Solflare is a self-custodial, on-chain-first neobank, headquartered in Belgrade, RS and founded in 2017. You hold the keys: Solflare never takes custody of your funds. It is software rather than a licensed institution (Self-custodial software; card via Kulipa (issuer wound down Jul 2026; replacement expected Aug 2026)).
Does Solflare have a card, and where can you use it?
It issues a Visa wallet and card, and identity checks apply to the card but not to the wallet. It is available in all 7 world regions tracked here.
Does Solflare require KYC?
Partly. You can use Solflare itself without verifying your identity, but ordering its card requires KYC.
What does Solflare cost?
From the verified fields: cashback Card rewards; yield SOL staking. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Solflare before relying on them.
Peers
Phantom · Zengo · MiniPay · Eco (Beam) · Dakota · MetaMask
Solflare appears in
Neobanks that never hold your money (53) · Neobanks where only the card requires ID (33) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.