Y Combinator

10 tracked neobanks backed · North America, Europe, Asia, Africa, Latin America, MENA, Oceania · ycombinator.com ↗

The Silicon Valley accelerator, founded 2005 by Paul Graham and Jessica Livingston; its batches produced Stripe, Coinbase and Brex — and a steady stream of emerging-market neobanks.

Y Combinator appears in the publicly disclosed early funding rounds of 10 of the 380 neobanks tracked in the open dataset — a portfolio spanning traditional and hybrid crypto and web3-native players. Sources are linked on each profile; this is notable-backer data from disclosed rounds, not a complete cap table.

Key people

Garry Tan — president & CEO ↗

Portfolio

Brex San Francisco, US · est. 2017 traditional

Monzo London, UK · est. 2015 traditional · 12M customers

RazorpayX Bengaluru, IN · est. 2019 traditional

FamPay Bengaluru, IN · est. 2019 traditional

Djamo Abidjan, CI · est. 2019 traditional

DolarApp Mexico City, MX · est. 2021 hybrid crypto

Deel San Francisco, US · est. 2019 hybrid crypto

Slash San Francisco, US · est. 2021 hybrid crypto

Aspire Singapore, SG · est. 2018 traditional

Kontigo — · est. 2024 web3-native

Frequent co-investors

Firms appearing alongside Y Combinator in the same neobanks' disclosed rounds.

Ribbit Capital · 3 shared General Catalyst · 3 shared Peak XV Partners · 3 shared Tiger Global · 2 shared Tencent · 2 shared DST Global · 2 shared Andreessen Horowitz · 1 shared Lightspeed · 1 shared Accel · 1 shared Coatue · 1 shared

exploreBrowse all 219 investors, or compare Y Combinator's portfolio companies side by side in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.