Latam Product Compliance and Risk Manager

Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team. In this role, you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams. Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls. You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect.

Your Mission

• Enable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.
• 1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers.
• Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite.

Key Responsibilities Control Design & Product Innovation

• Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.
• Perform pre-launch and ongoing FinCrime risk assessments for new products and features.
• Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.

Regulatory Risk & Advisory

• Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).
• Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.
• Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.

Audit, Remediation & External Relations

• Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.
• Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.
• External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity.

What this role offers

• The chance to work at the heart of the product development cycle in one of the world’s fastest-growing Fintechs.
• Direct impact on how millions of customers move and manage money in Brazil.
• A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.