Staff Backend Engineer

All our customers start their Wise journey by going through customer verification. We do this to keep our customers' money safe and to prevent criminals from using our products for illegal activities. We in Personal Onboarding Verification are building and running the global KYC (Know Your Customer) system that provides the functionality to verify our customers. This system needs to keep up with increasingly sophisticated methods of criminals, but do it in a way to keep our product convenient and cheap for customers.

In addition to building global KYC features, our team also builds the framework for our Regional Teams to localize the verification experience. Our colleagues in Regional Teams extend the system with local verification vendors, collect documents specific to the country and implement any other checks that the local regulations mandate. To succeed, our team needs to implement a system that keeps up with state of the art technology, enables several teams to contribute while keeping complexity and load manageable and has the data and observability to analyse our flows and prove they work according to regulations.

Team you will be working with

You'll join our Personal Onboarding Verification team – a diverse, cross-functional group passionate about solving complex problems with elegant solutions. We bring together engineering disciplines across the stack, designers, data analysts, and product managers who collaborate closely to deliver exceptional customer experiences. Our team is responsible for the critical verification journey that consumers complete before using Wise's products. We own the entire verification lifecycle – from document collection flows and automated review systems to agent tooling and compliance monitoring. We operate with high autonomy, make data-driven decisions, and celebrate both technical excellence and customer impact. As a team that touches both regulatory requirements and customer experience, we have unique opportunities to innovate in a space traditionally resistant to change.