Regulatory Compliance Manager

Role Overview We are seeking a proactive, independent, and detail-oriented Senior Regulatory Compliance Expert to join our team of compliance officers in India. In this senior role, you will work independently as part of a collaborative team, focusing on the regulatory domain to consult, provide oversight, and set up and manage product and license governance. Wise operates under multiple RBI licenses, including Payment Aggregator (Cross-Border) and Authorised Dealer Category II, requiring strong adherence to applicable payment system regulations and FEMA requirements. You will be directly responsible for driving regulatory compliance across these frameworks, overseeing obligations for existing licenses, and leading initiatives for upcoming license applications, updates, and regulatory restructuring as we expand our product offerings.

Your Mission & Responsibilities

• Governance Setup & Management: Propose, set up, and manage robust product and license governance frameworks to ensure continuous compliance for current and upcoming RBI licenses.
• Regulatory Consultation & Oversight: Act as a key internal consultant, reviewing the applicability and impact of new regulations, providing oversight, and partnering with cross-functional teams on regulatory implementation.
• License Management: Support/Drive regulatory projects related to supporting license discussions, application, updates, and regulatory construct to support evolving product frameworks.
• Horizon Scanning: Perform continuous horizon scanning and maintain/update the Regulatory Obligations Register (ROR) based on the latest regulatory notifications.
• Regulatory Reporting: Independently manage regulatory reportings to the RBI accurately and in a timely manner, ensuring all submissions meet strict compliance standards.
• Audits & Inspections: Lead regulatory audits, internal/external inspections, and coordinate periodic governance and stakeholder review meetings.
• Risk & Remediation: Monitor compliance risks and KPIs, proactively identify control gaps, and design and lead effective remediation plans.
• Stakeholder & Regulatory Communication’s Management: Navigate regulatory filing portals to track deliverables, respond to information requests from regulators or internal stakeholders, and securely manage all physical and digital regulatory communications.
• Global Integration: Support the implementation of global compliance projects within the Indian context and provide ad-hoc support for related Regulatory and financial crime matters or global compliance requests.