Engineering Lead - Transaction Processing

At Wise, our powerful spending infrastructure has allowed customers to spend their funds anywhere in the world with ease. Now, for the first time we will be allowing our customers to spend on a fair and transparent credit card. We are building an international credit program for our personal and business customers. We are looking for an Engineering Lead who can join us to build out the first credit offering from Wise and ensure we can build a transparent, reliable and trustworthy system that complies to local regulations around the world and serves our global market. As the Engineering Lead, you will work with product, and begin to build our roadmaps, hire teams and develop this greenfields initiative. You will mentor engineers, and help define the product and team's missions to build out high performance teams, and an exceptional product.

About the Role

Transaction Processing team is looking for an Engineering Lead to join an existing team that owns transaction processing. You’ll be responsible for the full transaction lifecycle, from authorisation and tokenisation to clearing, as well as managing complex integrations with card schemes. With our customers spending 44 billion using cards, you’ll focus on ensuring the scalability and reliability of our services, while minimising friction for our customers as they use our products. You’ll lead the team responsible for these critical infrastructure components, ensuring our systems remain performant and resilient as we scale.

You will be a key driver of the team's technical roadmap and strategy, partnering with product and engineering leaders across Transaction Processing to support our international growth. You will be responsible for owning the systems that underpin our transaction processing capabilities, ensuring they are built for scale, reliability, and low latency. You’ll drive technical excellence by guiding architectural decisions, enhancing our integration capabilities with card schemes, and ensuring that our services can handle the massive transaction volume our customers generate.

You will lead, coach, and mentor a talented group of engineers, fostering a culture of technical ownership, stability, and continuous improvement. You will balance immediate operational needs with long-term architectural investments, ensuring our platform evolves to meet our customers' needs without compromising quality or reliability. You will be a strong owner of your product space, navigating complex priorities to deliver robust, scalable solutions that set the standard for our transaction processing capabilities.

Technical Responsibilities

• Owning a technical roadmap to ensure that our product is maintained to high standards.
• Lead the development of new solutions. Drive initiatives from the ground up to develop entirely new products for our customers.
• Serve as a technical expert for the broader credit domain
• Build with the future in mind, what we build today can be a platform for other products tomorrow.
• Provide hands-on technical leadership, guiding the team on architectural design, code reviews, and best practices.
• Ensuring code quality, consistency, and maintainability through code reviews and best practices.

Leadership Responsibilities

• Lead and mentor a diverse team of engineers (junior and senior), fostering a supportive environment that promotes technical growth.
• Participate and drive product roadmapping and strategy sessions with the product management team.
• Work closely with other Engineering Leads, Staff Engineers, and Product to shape the team’s and squad’s technical roadmaps.
• Help the team navigate complex priorities and make trade-offs to deliver solutions that reduce risk and unlock growth.
• Act as a key representative of the team, collaborating with stakeholders across the company and leading projects from the beginning till the release. In particular, work closely with the Business squad, Spend squad and Account Squad to help define the Wise Business spending experience for our customers.