Financial Crime Product Compliance & Risk Senior Manager

The Product Compliance & Risk (PC&R) team sits at the centre of Wise’s product development function, supporting our cross-functional teams to deliver exceptional compliant-by-design products for our customers. We’re seeking a highly motivated, customer-centric individual to join our team in Sydney, to help take our Australia and New Zealand (AU/NZ) financial crime risk management program to the next level. This hands-on role will involve working closely with product teams globally and in APAC to ensure our controls strike the right balance between meeting compliance requirements whilst maximising customer experience.

Your mission

Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to enable our product teams to launch new products, grow our presence and manage compliance risks in AU/NZ through a deep understanding of financial crime risks and regulator expectations. This is a hands-on role, with high levels of ownership over:

• Designing and continuously improving our products and controls: Leverage your deep understanding of the Wise product, regulatory requirements and financial crime risks to support new product launches. This includes communicating requirements in clear, practical terms, and taking a risk-based, scalable approach with the customer experience front-of-mind when designing, uplifting and implementing controls.
• Financial crime risk management: Stay ahead of financial crime trends and the regulatory agenda in AU/NZ, assess and present risks quantitatively and qualitatively in clear and understandable terms, and work collaboratively to define and execute on risk mitigation plans.
• Regulatory change and remediation: Conduct regulatory gap analyses, define and scope actions to remediate gaps, and ensure implementation plans are executed in a timely manner. Collaborate with global teams to identify synergies with programs of work already completed or underway across the Wise Group.
• External engagements: Represent Wise through external engagements such as audits and regulatory inspections, including explaining and defending our financial crime controls, and developing and executing remediation plans.

This role will give you the opportunity to

• Play a key role in owning and shaping Wise’s financial crime risk management program in AU/NZ, including building and applying your knowledge and experience across domains - including AML/CTF (CDD, transaction monitoring, reporting), sanctions and fraud.
• Grow your hands-on fintech experience at full speed, with high levels of ownership and autonomy.
• Collaborate with our amazing teams both locally and globally to build state-of-the-art products for our customers that are compliant-by-design.