Principal Product Manager – Financial Crime

Your Mission

In this role, you'll be working as part of the Europe and UK regional team. As a licensed institution serving millions of customers in Europe and the UK, preventing financial crime and misuse of Wise is of pivotal importance. You'll own some of Europe & UK's highest-stakes financial crime controls end to end: from the regulatory requirement, to building the control, to the data that proves the control works. This isn't a policy role. You'll decide what to build, ship it with engineering, and be the person who can answer "is this control actually working?" with evidence.

The bar is high on both sides. A control that misses risk puts our licences at stake. A control that goes too far blocks honest customers and floods our operations teams. Your job is to find the version that does neither. More and more, that means rethinking a control with automation and AI instead of adding another manual step. What You'll Own

• The roadmap for a set of KYC/CDD, EDD and ongoing controls across Europe and the UK, from discovery through launch and iteration
• Key Risk Indicators (KRIs) for your area. When one trends the wrong way, you find the root cause, ideate a solution and prioritise accordingly
• Turning regulation, audit findings and internal reviews into controls that measurably work, with clear success metrics, guardrails, monitoring and evidence
• Regional fit for global controls. You'll bring improvements from our Global Due Diligence and Financial Crime Prevention teams into Europe and the UK, and push back when the regional answer needs to be different
• Controls that require less manual review and reduce friction for legitimate customers, using AI and automation where they genuinely help
• Controls built into launches, not bolted on afterwards, so every new product or feature in Europe and the UK goes live with the right controls in place

This Role Will Give You the Opportunity to

• Have a significant impact on the safety and security of Wise and its customers, and on our relationship with our regulators
• Take regulatory requirements and deliver controls that measurably work
• Work on problems where the stakes are real: our licences, our relationships with regulators, and millions of customers' access to their money
• Work where product, regulation and data meet, which few PM roles offer in this depth
• Build practical AI and automation into controls that have to stand up to regulatory scrutiny
• Work with a talented, diverse team to develop and implement innovative ways to prevent financial crime
• Make data-driven decisions about customers in scope of controls, how controls perform and where to invest next
• Influence and motivate a cross-functional team, fostering a culture of ownership, responsiveness, and excellence