← back
bunq profile

Who owns bunq?

traditional · Amsterdam, NL · Licensed bank · custody: Custodial

short answerbunq holds its own banking licence, so bunq itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. bunq's most notable disclosed backers include Pollen Street Capital.

Is bunq a licensed bank?

Yes — it holds its own banking licence. Licence detail: Dutch banking licence.

Where is your money held?

Custody model: Custodial — on bunq's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for bunq yet. Know one? Suggest it.

Who's behind bunq?

bunq was founded by Ali Niknam (2012), headquartered in Amsterdam, NL.

Early investors

Notable venture and strategic investors from bunq's publicly disclosed funding rounds (Founder-funded (~€100M of Niknam's own) + raises).

Pollen Street Capital ↗

Is my money safe with bunq?

As a licensed bank, eligible deposits at bunq are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full bunq profile with every verified field, or bunq alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.