bunq
Ali Niknam bootstrapped the Netherlands' first new banking licence in 35 years with his own money.
EU-wide; API-first; 'Bank of The Free'.
The facts
| Category | traditional |
| HQ | Amsterdam, NL |
| Founded | 2012 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | Dutch banking licence |
| Card | MC · Debit |
| Cashback | 1% (plan) |
| Yield | Up to ~3.4% interest |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | Netherlands, Germany, France, Spain, Italy, Belgium, Austria, Ireland, Portugal |
| Founders | Ali Niknam |
| Funding | Founder-funded (~€100M of Niknam's own) + raises |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @bunq ↗
comparePut bunq side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.