Chime alternatives
short answerThe closest alternatives to Chime are Cash App, Revolut and Phantom. All are neobanks operating in North America, comparable to Chime on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Cash App | hybrid crypto | Oakland, US | 59M transacting actives (2025) | vs Chime → |
| Revolut | hybrid crypto | London, UK | 50M customers (2025) | directory → |
| Phantom | web3-native | San Francisco, US | 15M MAU (2025) | directory → |
| Varo | traditional | San Francisco, US | — | vs Chime → |
| Current | traditional | New York, US | — | vs Chime → |
| SoFi | traditional | San Francisco, US | — | vs Chime → |
| Ally Bank | traditional | Detroit, US | — | directory → |
| Dave | traditional | Los Angeles, US | — | vs Chime → |
go deeperBack to the Chime profile, ask who owns Chime?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.