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Chime profile

Who owns Chime?

traditional · San Francisco, US · Partner-bank model · custody: Custodial

short answerChime is not itself a bank. It runs on a partner-bank (BaaS) model and works with The Bancorp Bank and Stride Bank — the licensed banks that actually hold customer deposits behind the app. Chime's most notable disclosed backers include DST Global, Sequoia Capital, General Atlantic and Tiger Global.

Is Chime a licensed bank?

No — a partner bank (The Bancorp Bank and Stride Bank) holds the money. Licence detail: Partner banks (The Bancorp, Stride).

Where is your money held?

Custody model: Custodial.

Chime runs on: The Bancorp Bank (BIN sponsor bank) · Stride Bank (BIN sponsor bank) · Galileo (card issuing processor) · Plaid (data connectivity). Full stack on the infra map.

Who's behind Chime?

Chime was founded by Chris Britt, Ryan King (2013), headquartered in San Francisco, US.

Early investors

Notable venture and strategic investors from Chime's publicly disclosed funding rounds (~$2.3B raised).

DST Global ↗ Sequoia Capital ↗ General Atlantic ↗ Tiger Global ↗ Menlo Ventures ↗

Is my money safe with Chime?

Your money is held by The Bancorp Bank and Stride Bank, so any deposit insurance flows through that sponsor bank — not Chime itself. Check the sponsor's scheme and whether balances are "passed through" for per-customer insurance.

go deeperSee the full Chime profile with every verified field, or Chime alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.