Who owns Curve?
Is Curve a licensed bank?
No — it is an e-money institution. Licence detail: E-money institution (FCA UK, FRN 900926); EEA via Curve Europe UAB EMI (Bank of Lithuania).
Where is your money held?
Custody model: Custodial.
Curve runs on: Thought Machine (core banking platform) · Thredd (card issuing processor). Full stack on the infra map.
Who's behind Curve?
Curve was founded by Shachar Bialick (2015), headquartered in London, UK.
Is my money safe with Curve?
As an e-money institution, Curve safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.