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Thought Machine

core banking platform · London, UK · thoughtmachine.net ↗

Google-engineer-founded Vault core, the ledger under Atom Bank since 2016 — Curve and Monese both moved onto it as they scaled.

Tracked neobanks on its rails

Atom Bank Durham, UK · est. 2014 traditional
Curve London, UK · est. 2015 traditional
Monese London, UK · est. 2013 traditional

Other core banking platforms

exploreBrowse all 36 infra providers, or see who funds the neobanks on the investors map.

Client list shows tracked neobanks with a publicly documented relationship — not a complete customer book. Sourced from issuer disclosures and public reporting; suggest a fix.