Thought Machine

core banking platform · London, UK · thoughtmachine.net ↗

Google-engineer-founded Vault core, the ledger under Atom Bank since 2016 — Curve and Monese both moved onto it as they scaled.

Tracked neobanks on its rails

Atom Bank Durham, UK · est. 2014 traditional

Curve London, UK · est. 2015 traditional

Monese London, UK · est. 2013 traditional

Mox Bank Hong Kong, HK · est. 2020 traditional

Trust Bank Singapore, SG · est. 2022 traditional

Lunar Aarhus, DK · est. 2015 traditional

isybank Milan, IT · est. 2023 traditional

Other core banking platforms

Client list shows tracked neobanks with a publicly documented relationship — not a complete customer book. Sourced from issuer disclosures and public reporting; suggest a fix.