Cypher alternatives
short answerRanked by how closely they match Cypher on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are 1inch Card, Avalanche Card and Avici, which share the same web3-native model, self-custodial custody and the same license type (Self-custodial software); all three are available in North America, Europe and Latin America. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| 1inch Card | web3-native | Dubai, AE | — | directory → |
| Avalanche Card | web3-native | — | — | directory → |
| Avici | web3-native | — | — | directory → |
| EtherFi Cash | web3-native | Miami, US | — | directory → |
| Exa | web3-native | Buenos Aires, AR | — | directory → |
| Hyperbeat | web3-native | — | — | directory → |
| Infini | web3-native | — | — | directory → |
| Payy | web3-native | New York, US | — | directory → |
go deeperBack to the Cypher profile, ask who owns Cypher?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.