EtherFi Cash
Borrow against restaked ETH at the point of sale — credit without selling your stack.
Spend against restaked collateral; $145M+ deposits.
The facts
| Category | web3-native |
| HQ | Miami, US |
| Founded | 2025 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| Licence detail | DeFi protocol + issuer partners |
| Card | Visa · Virtual + physical |
| Cashback | Up to 3% |
| Yield | Restaking yield |
| Stablecoins | Yes |
| KYC | Card only |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | Global |
| Founders | Mike Silagadze |
| Funding | ~$32M + token |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @ether_fi ↗
comparePut EtherFi Cash side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Phantom · MiniPay · Eco (Beam) · Dakota · MetaMask · Solflare
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.