Who owns Félix?
short answerFélix is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Félix builds the product and interface.
Is Félix a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: US money transmitter — state licences (NMLS 2302775); agent of UniTeller/Intermex; USDC rails via Bitso.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for Félix yet. Know one? Suggest it.
Who's behind Félix?
Félix was founded by Manuel Godoy (2022), headquartered in Mexico City, MX.
Is my money safe with Félix?
Deposits are held by Félix's sponsor bank, so any insurance flows through that bank rather than Félix. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
go deeperSee the full Félix profile with every verified field, or Félix alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.