Fold alternatives
short answerRanked by how closely they match Fold on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Cash App, Chime and Current, which share custodial custody; all three are available in North America. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Cash App | hybrid crypto | Oakland, US | 59M transacting actives (2025) | directory → |
| Chime | traditional | San Francisco, US | 22M members (2024) | directory → |
| Current | traditional | New York, US | — | directory → |
| Dave | traditional | Los Angeles, US | — | directory → |
| Flex | hybrid crypto | San Francisco, US | — | directory → |
| MoneyLion | traditional | New York, US | — | directory → |
| One | traditional | Sacramento, US | — | directory → |
| Robinhood | hybrid crypto | Menlo Park, US | — | directory → |
go deeperBack to the Fold profile, ask who owns Fold?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.