Who owns Liv.?
short answerLiv. holds its own banking licence, so Liv. itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.
Is Liv. a licensed bank?
Yes — it holds its own banking licence. Licence detail: Operates under Emirates NBD's banking licence (CBUAE) as its digital bank.
Where is your money held?
Custody model: Custodial — on Liv.'s own balance sheet as a licensed bank.
Liv. runs on: Finacle (core banking platform). Full stack on the infra map.
Is my money safe with Liv.?
As a licensed bank, eligible deposits at Liv. are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
go deeperSee the full Liv. profile with every verified field, or Liv. alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.