Who owns Lunar?
Is Lunar a licensed bank?
Yes — it holds its own banking licence. Licence detail: Danish banking licence.
Where is your money held?
Custody model: Custodial — on Lunar's own balance sheet as a licensed bank.
Lunar runs on: Thought Machine (core banking platform). Full stack on the infra map.
Who's behind Lunar?
Lunar was founded by Ken Villum Klausen (2015), headquartered in Aarhus, DK.
Early investors
Is my money safe with Lunar?
As a licensed bank, eligible deposits at Lunar are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.