Who owns Maya?
Is Maya a licensed bank?
Yes — it holds its own banking licence. Licence detail: PH digital bank + EMI + VASP.
Where is your money held?
Custody model: Custodial — on Maya's own balance sheet as a licensed bank.
No sponsor bank or infrastructure provider is publicly documented for Maya yet. Know one? Suggest it.
Who's behind Maya?
Maya was founded by PLDT/Voyager (Orlando Vea) (2022), headquartered in Manila, PH.
Early investors
Is my money safe with Maya?
As a licensed bank, eligible deposits at Maya are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.