Maya
PH super-app; regulated custodial crypto.
- Who holds it
- The company itself — it holds a full banking licence — PH digital bank + EMI + VASP.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Maya’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| AI | AI underwriting in production |
| HQ | Manila, PH |
| Founded | 2022 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | PH digital bank + EMI + VASP |
| Card | Visa · Debit |
| Cashback | Missions |
| Yield | Up to ~10% promo savings |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | Asia |
| Countries | Philippines |
| Reported users | 30M users (2024) |
| Founders | PLDT/Voyager (Orlando Vea) |
| Funding | ~$300M+ raised |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @mayaiseverything ↗
Common questions about Maya
What is Maya?
Maya is a fiat neobank, headquartered in Manila, PH and founded in 2022. Your money is held custodially, so Maya or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (PH digital bank + EMI + VASP).
Does Maya have a card, and where can you use it?
It issues a Visa debit card. It is available in Asia.
Does Maya require KYC?
Yes. Maya requires identity verification (KYC) to open an account, as a licensed bank.
What does Maya cost?
From the verified fields: cashback Missions; yield Up to ~10% promo savings. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Maya before relying on them.
Early investors
Head-to-head
Peers
Wise · KakaoBank · WeBank · bKash · GCash · PhonePe
Maya appears in
Neobanks that hold their own banking license (132) · Neobanks available in Asia (132) · Neobanks that issue a Visa card (182) · Neobanks in Philippines (6)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.