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N26 profile

Who owns N26?

traditional · Berlin, DE · Licensed bank · custody: Custodial

short answerN26 holds its own banking licence, so N26 itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. N26's most notable disclosed backers include Valar Ventures, Insight Partners, Tencent and Allianz X.

Is N26 a licensed bank?

Yes — it holds its own banking licence. Licence detail: German banking licence.

Where is your money held?

Custody model: Custodial — on N26's own balance sheet as a licensed bank.

N26 runs on: Mambu (core banking platform) · Pismo (core banking platform). Full stack on the infra map.

Who's behind N26?

N26 was founded by Valentin Stalf, Maximilian Tayenthal (2013), headquartered in Berlin, DE.

Early investors

Notable venture and strategic investors from N26's publicly disclosed funding rounds (~$1.8B raised).

Valar Ventures ↗ Insight Partners ↗ Tencent ↗ Allianz X ↗ Earlybird ↗

Is my money safe with N26?

As a licensed bank, eligible deposits at N26 are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full N26 profile with every verified field, or N26 alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.