N26
Berlin's minimalist bank that scaled across the EU, retreated from UK/US, and finally reached profitability.
8M+ customers; crypto via partner in some markets.
The facts
| Category | traditional |
| HQ | Berlin, DE |
| Founded | 2013 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | German banking licence |
| Card | MC · Debit |
| Yield | ~2-4% (region) |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | Germany, Austria, France, Spain, Italy, Netherlands, Belgium, Portugal, Ireland, Greece, Poland |
| Founders | Valentin Stalf, Maximilian Tayenthal |
| Funding | ~$1.8B raised |
Verified links: official site ↗ · @n26 ↗
comparePut N26 side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.