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Nubank profile

Who owns Nubank?

traditional · São Paulo, BR · Licensed bank · custody: Custodial

short answerNubank holds its own banking licence, so Nubank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. Nubank's most notable disclosed backers include Sequoia Capital, DST Global, Kaszek and Tencent.

Is Nubank a licensed bank?

Yes — it holds its own banking licence. Licence detail: Bank licences BR/MX/CO; conditional US OCC approval (2026).

Where is your money held?

Custody model: Custodial — on Nubank's own balance sheet as a licensed bank.

Nubank runs on: Paxos (crypto brokerage infrastructure) · Pismo (core banking platform). Full stack on the infra map.

Who's behind Nubank?

Nubank was founded by David Vélez, Cristina Junqueira, Edward Wible (2013), headquartered in São Paulo, BR.

Early investors

Notable venture and strategic investors from Nubank's publicly disclosed funding rounds (Public (NU)).

Sequoia Capital ↗ DST Global ↗ Kaszek ↗ Tencent ↗ Berkshire Hathaway ↗

Is my money safe with Nubank?

As a licensed bank, eligible deposits at Nubank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Nubank profile with every verified field, or Nubank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.